15 Amazing Places to Retire in Bali

Bali is a paradise well-known in many expat communities. Many dream of visiting and spending their retirement days on the Island of the Gods. Foreigners to retire in Bali is getting easier. However, you need to find a suitable area that fits your personality to have the best retirement experience before settling down in Bali. 

Where is The Best Place to Retire in Bali?

Are you dreaming of tranquil beaches, rich culture, and a laid-back lifestyle? Consider retiring in Bali. This enchanting Indonesian island is known for its natural beauty, vibrant traditions, and thriving expat community, making it a popular choice for retirees looking for a rewarding post-retirement life. 

It can be overwhelming to choose the perfect place to retire in Bali, with its many charming towns and diverse landscapes. This guide can assist in navigating the island’s diverse offerings by considering factors such as lifestyle preferences, budget, and desired level of activity.

How Much Do You Need to Retire Comfortably in Bali?

When considering to retire in Bali, your budget is a key factor. Fortunately, Bali’s cost of living is relatively low compared to most Western countries, making it an attractive option for retirees. Here’s a detailed breakdown to help you estimate your monthly expenses.

• Accommodation: Prices vary depending on location and desired luxury for your plan to retire in Bali. A comfortable villa or apartment rental costs between $500 and $2,000 USD.
• Food: Eating delicious local cuisine is very affordable. Factor in $200 – $400 USD for groceries and dining out.
• Transportation: Public transportation and scooter rentals are inexpensive. Budget around $50 – $100 USD for getting around.
• Utilities and Miscellaneous: For an additional $100- $200 USD, you can include internet, phone, and other necessities.

Keep in mind that a comfortable monthly retirement budget in Bali can vary from $1,300 to $3,000 USD, depending on your preferred lifestyle. It’s important to note that this is a general estimate, and additional expenses such as healthcare and entertainment should be taken into consideration.

Where is The Best Place to Live in Bali for Expats?

Although Bali has many wonderful locations, the ‘best’ place to retire depends on your personal preferences. Bustling beach towns like Kuta or Seminyak offer lively nightlife and constant activity but may not be ideal for those seeking tranquility.

The cultural center of Ubud offers a relaxed pace complemented by artistic activities and beautiful rice fields. However, it may feel too isolated for those who prefer a more social environment. It’s important to consider your own needs before choosing which area in Bali to retire in. Please remember that a successful retirement in Bali depends on finding a place that matches your personality and promotes a sense of calmness.

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Requirements to Retire in Bali

Retiring in Bali offers an exciting adventure, but ensuring you meet the requirements for a smooth transition is important. Here’s a breakdown of the key things to consider:

• Age: The minimum age for a Bali Retirement Visa (KITAS) is 55 years old.
• Visa: You must apply for a KITAS visa specifically designed for retirees. This visa is initially valid for one year and can be renewed annually for up to five years.
• Finances: Proof of sufficient income is mandatory. This can be demonstrated through a minimum monthly pension of $1,500 USD or a lump sum deposit of $50,000 USD to cover living expenses.
• Health Insurance: Having comprehensive health insurance that covers you in Indonesia is essential.
• Local Sponsorship: While regulations can change, you may need a local sponsor to act as a guarantor during your visa application process.
• Accommodation: Securing a lease agreement for a minimum of 12 months is required.

Keep in mind that obtaining a visa can be a lengthy process, so it’s best to start planning well ahead of your intended retirement date. Immigration laws can be intricate, so it might be beneficial to seek advice from a professional to guarantee a seamless application procedure.

Retiring in Bali: Pros and Cons

It is no surprise retiring in Bali offers a unique blend of advantages and considerations. To help you decide if it’s the right fit to retire in Bali, let’s explore some of the key pros and cons:

Pros	Cons
Low Cost of Living	Visa Requirements
Beautiful Surroundings	Limited Healthcare
Rich Culture	Infrastructure Challenges & Traffic
Diverse Lifestyle Options	Cultural Adjustment
Pleasant Weather	Distance from Family

How to Get a Retirement Visa in Bali

Having a clear understanding of the visa application process is crucial for a smooth transition to your plan to retire in Bali. Obtaining a retirement visa is important for retiring in Bali. Therefore, you need to prepare the important documents to apply for this type of visa. 

Make sure you have the important documents ready before start to retire in Bali. This includes four passport photos, copies of your passport, health insurance documentation, a rental agreement for your Bali accommodation, and a declaration stating your intention to refrain from paid employment while residing in Indonesia.

Don’t forget to prepare supporting documents, such as a curriculum vitae and a declaration confirming that you won’t employ an Indonesian domestic worker unless following proper regulations. Let’s begin the application process after that.

1. Eligibility and financial check: Ensure you meet the minimum age requirement (typically 55 years old) and demonstrate sufficient financial resources through a pension or bank deposit.
2. Secure health insurance: Obtain a comprehensive health insurance plan that meets Indonesian regulations and covers you for medical expenses in Bali.
3. Application submission: Complete the required forms and submit them along with all necessary documents to the Indonesian immigration authorities.
4. Review and interview: Immigration will review your application. An interview might be requested to clarify any details.
5. Visa approval and renewal: You’ll receive your KITAS visa upon successful approval. Remember to follow renewal procedures to extend your stay in Bali.

15 Best Places to Retire in Bali

Looking for a place to retire in Bali can be a daunting task. Bali is a large island, and each region has its unique appeal, which is very enticing. The property market is also quite competitive in certain areas. Therefore, having a deep knowledge of Bali is necessary to find the perfect retirement place. Here are some areas in Bali that you find attractive. 

1. Canggu

Canggu is currently one of the top destinations in Bali due to its diverse offerings. It has something for everyone, from beach clubs and gyms to waterparks, fantastic dining options, and various recreational attractions. Although quite popular among tourists, you can still entertain your family and grandchildren when they visit when you retire in Bali. Canggu also has excellent healthcare facilities with medical staff who speak English.

Due to its popularity, living and retiring in Canggu can be expensive. Before choosing Canggu as your retirement destination, make sure to create a comprehensive budgeting plan to manage your expenses effectively.

2. Uluwatu

Uluwatu is well-known among surfing enthusiasts. This beautiful area in Bali offers excellent surf breaks and is an ideal beach town to settle down for your plan to retire in Bali. Good local medical facilities and a range of amenities contribute to the convenience of living in the area.

Keep in mind that Uluwatu is relatively spread out, so having a car is essential for getting around, especially if you plan to spend a lot of time there. It’s important to note that Uluwatu has a high cost of living and is very popular among professional surfers. It might not align with your retirement goals if you seek a peaceful and serene environment in Bali.

3. Nusa Dua

Nusa Dua boasts the highest concentration of luxury brand-name resorts of any beach town, making it an upscale retirement destination. It’s perfect for those seeking world-class golf courses, high-end spas, upscale shopping centers, and fine dining options. Living in Nusa Dua comes with a higher price tag compared to the rest of Bali. It offers a unique vibe that sets it apart from the rest of the island, especially when exploring the area.

4. Ubud

If you choose Ubud for your plan to retire in Bali, the area is known as the island’s spiritual center, but it is undergoing rapid commercialization. This change may benefit those who prefer to live inland, seek a more relaxed environment than the coastal towns, and enjoy exploring local markets, temples, and palaces. Nonetheless, it’s important to note that Ubud is also becoming more upscale. While it used to be an affordable place to live, it’s now as expensive as the most costly beach towns.

5. Kuta

Kuta has long been a go-to holiday spot in Bali and continues to be favored by retirees. While renowned for its vibrant nightlife, this doesn’t overshadow the charming cafes, bars, and malls that add to the area’s appeal for you to retire in Bali. Kuta is an appealing beach town destination with excellent access to medical facilities and a thriving social scene.

6. Seminyak

Seminyak is a popular destination for younger people who are primarily interested in fun and exploration. Despite its appeal to this demographic, the area offers access to quality healthcare, top-notch supermarkets, and numerous excellent dining options. Therefore it’s one of the recommended areas for your living plan to retire in Bali.

7. Sanur

Sanur is becoming more well-known as a peaceful beach town with a stunning beachfront promenade. It provides excellent healthcare facilities and is a perfect place for retirement for those who want a laid-back island lifestyle. In addition, Sanur is currently a more cost-effective choice compared to Canggu, Kuta, Seminyak, Nusa Dua, Uluwatu, and Ubud.

8. Candi Dasa

Many retirees are quite fond of Candi Dasa, as it offers slower-paced development than Sanur. It’s a great option if you want to be close to the action but still enjoy a quiet and peaceful environment. Additionally, Candi Dasa is more affordable compared to other areas in Bali.

9. Jimbaran

If you enjoy seafood and prefer to reside in a quieter area near Kuta, Jimbaran could be the perfect place for you. The community offers good access to quality healthcare services and a serene and picturesque living environment. However, the cost of living in Jimbaran is relatively high due to the limited availability of rental properties that meet the standards expected by expatriates.

10. Amed

If you want an affordable retirement in a beautiful area of Bali, consider Amed. It’s a bit far from the top healthcare facilities, so it’s best suited for those in good health. The villas are very reasonably priced, and numerous leisure activities are also available.

11. Lovina

Lovina is an excellent, affordable retirement spot. While it may not have top-notch healthcare facilities, it provides access to Singaraja, the second-largest city in Bali. If you enjoy snorkeling, watching dolphins, and exploring the countryside, Lovina is an easy wallet choice.

12. Denpasar

Denpasar, the largest city in Bali, is surprisingly affordable because it’s less popular among tourists. The cost of living, including bars, restaurants, and supermarkets, is lower compared to the more touristy areas of the island. Additionally, the city offers access to cultural attractions and healthcare facilities, making your plan to retire in Bali more seamless.

13. Tabanan

This location is still secluded and balances modern conveniences and living expenses well. In many aspects, this unhurried area in Bali is likely to be perfect for many retirees. It is also conveniently located near healthcare and other amenities.

14. Sidemen

Many people think Sidemen resembles the Ubud of old, but it’s more affordable and slightly secluded. The area offers fantastic restaurants and amenities, and the beautiful countryside is excellent for long walks. However, access to good healthcare providers may require some travel.

15. Padang Bai

Padang Bai is the perfect place for those seeking solitude. The cost of living is meager, but it comes at the expense of being somewhat isolated. It’s quite a distance from healthcare facilities and popular expat spots like bars, restaurants, and supermarkets. 

Despite this, the area features beautiful beaches, and its proximity to the harbor makes exploring Indonesia very convenient.

Start Your Retirement Plan Today

For those who need a deep understanding of retiring in Bali, InCorp Indonesia can help you through the daunting process. Our expert consultants, equipped with extensive knowledge, will provide you with a seamless experience settling in Bali. Contact us today by filling out the form below telling us what you need for your retirement plan in Bali.